--- title: New Year New Home description: It’s been that time of year for four weeks. How are you doing as far as resolutions go? Perhaps you planned to save meaningfully, enough even to make a dent in the property deposit? image: https://blog.joinstepladder.com/hubfs/14502.jpg --- [![StepLadder Logo](https://blog.joinstepladder.com/hs-fs/hubfs/StepLadder%20Logo.png?width=1118&name=StepLadder%20Logo.png "StepLadder Logo")](https://www.joinstepladder.com) - [Apply](https://www.members.joinstepladder.com/) - [Find Out More](https://www.joinstepladder.com) - [Blog](https://blog.joinstepladder.com) - [Access Exclusive Content](https://www.members.joinstepladder.com/) Latest ## [Take two minutes to learn more](https://blog.joinstepladder.com/kickstarting-start-ups-with-the-uks-only-digital-group-saving-platform-0) by [Bella Percy-Hughes](https://blog.joinstepladder.com/author/bella-percy-hughes) on January 03, 2023 [Read more](https://blog.joinstepladder.com/kickstarting-start-ups-with-the-uks-only-digital-group-saving-platform-0) - CATEGORIES [First Time Buyers](https://blog.joinstepladder.com/topic/first-time-buyers) [Savings](https://blog.joinstepladder.com/topic/savings) | 1 min read # New Year New Home Written by [Michaela Regan](https://blog.joinstepladder.com/author/michaela-regan) - - - - It’s been that time of year for four weeks. How are you doing as far as resolutions go? For most, the list pretty similar; perhaps you did Dry January or took part in Veganuary? Perhaps you planned to save meaningfully, enough even to make a dent in the property deposit (Dry January probably helped there!) But now that February has come around, how about making sure the savings continue? StepLadder is here to help... Property deposits are a savings goal that could be reached in months or even years. Our own focus group research has shown that building a savings plan toward a fixed goal, something only ~40% of prospective first time buyers say they do, could significantly accelerate progress. Combined with StepLadder’s unique offering that could reduce the average time taken to raise your property deposit by 45% versus saving alone, the consistent monthly contribution toward a fixed goal can be a breakthrough. We agree with the familiar saying “even the longest journey begins with the first step.” We also think travelling is better with company. StepLadder’s collaborative finance alternative to saving alone is a new and unique proposition that matches qualified prospective first time buyers to circles of peers. Finally, we agree with Tami: make the goals matter. We thought her article was worth re-reading for anyone flagging in February. For those getting started setting aside money every month, it’s not a slice of property deposit - taken together, it can be the key to owning your home! Read all about it on **[Forbes.com](https://www.forbes.com/sites/forbesrealestatecouncil/2018/02/01/in-the-home-stretch-heres-how-to-keep-your-earnest-money-deposit-safe/#16e0bd4811ad)**... Is now the right time to get started for you? Come find out [**here**](https://joinstepladder.com/apply/). \[DISPLAY\_ULTIMATE\_SOCIAL\_ICONS\] ### Related Categories [First Time Buyers](https://blog.joinstepladder.com/topic/first-time-buyers) [Savings](https://blog.joinstepladder.com/topic/savings) ### [Michaela Regan](https://blog.joinstepladder.com/author/michaela-regan) Michaela is the Head of Communications at StepLadder and is passionate about helping people be at their best! ### You may also like: [First Time Buyers](https://blog.joinstepladder.com/topic/first-time-buyers) [StepLadder Member Case Studies](https://blog.joinstepladder.com/topic/stepladder-member-case-studies) ## [Member stories: Osei's home buying journey](https://blog.joinstepladder.com/member-stories-osei-homebuying-journey) What a difference a year can make! I’m full of pride and relief as I write to you all from the chaotic comfort of my new... [First Time Buyers](https://blog.joinstepladder.com/topic/first-time-buyers) [StepLadder Member Case Studies](https://blog.joinstepladder.com/topic/stepladder-member-case-studies) ## [Member stories: Irene](https://blog.joinstepladder.com/member_stories_irene_) Meet Irene What a week it has been! The clocks have gone forward; lockdown restrictions are being lifted, and the U.K ha... [First Time Buyers](https://blog.joinstepladder.com/topic/first-time-buyers) ## [The future of homeownership; discussing 95% mortgages](https://blog.joinstepladder.com/95-percent-mortgages) In light of the U.K Government's budget announcement on 95% mortgages, we want to break down what the scheme means, shar... [![](https://joinstepladder.com/wp-content/uploads/2018/03/twitter-1.png)](https://www.facebook.com/StepLadder-759230444217806/) [![](https://joinstepladder.com/wp-content/uploads/2018/03/linkedin.png)](https://www.linkedin.com/company/stepladder-uk-/) [![](https://joinstepladder.com/wp-content/uploads/2018/03/facebook.png)](https://twitter.com/joinstepladder) [![](https://joinstepladder.com/wp-content/uploads/2019/04/2018_social_media_popular_app_logo_instagram-512.png)](https://www.instagram.com/joinstepladder/) [info@joinstepladder.com](mailto:info@joinstepladder.com) +44 (0) 333 880 1658 [Home](“https://joinstepladder.com/“) | [FAQ](“https://joinstepladder.com/faq/) | [Contact](“https://joinstepladder.com/contact/) | [Blog |](“https://joinstepladder.com/blog/“)[Apply |](“https://joinstepladder.com/apply/“)[Terms](“https://joinstepladder.com/terms/“) | [Privacy Policy](“https://joinstepladder.com/terms/#privacy) | [Mortgage Calculator](“https://joinstepladder.com/mortgage-calculator/“) | [Complaints Procedure](“https://joinstepladder.com/complaints/“) | [Risk](https://www.joinstepladder.com/Risk) | © 2018 StepLadder Solutions StepLadder is the trading name for Step Ladder Solutions Ltd. registered in the U.K. (1005 2693). All rights reserved. This material is for personal use only. StepLadder Solutions Ltd (firm reference number: 783003) is an appointed representative of More Lending Solutions Limited which is Authorised and regulated by the Financial Conduct Authority (reference number: 702503). Business Address: 41 Luke St. London EC2A 4DP Registered Address: 125 Wood Street, London EC2V 7AW. © 2019 All Rights Reserved