---
title: Episode 6. ROSCAs
description: ROSCAs ( Rotating credit and savings association) have been used for many years in multiple countries as a successful peer to peer collaborative finance solution.
image: https://blog.joinstepladder.com/hubfs/Page%202%20(10).png
---

[![StepLadder Logo](https://blog.joinstepladder.com/hs-fs/hubfs/StepLadder%20Logo.png?width=1118&name=StepLadder%20Logo.png "StepLadder Logo")](https://www.joinstepladder.com)

- [Apply](https://www.members.joinstepladder.com/)
- [Find Out More](https://www.joinstepladder.com)
- [Blog](https://blog.joinstepladder.com)
- [Access Exclusive Content](https://www.members.joinstepladder.com/)

Latest

<https://blog.joinstepladder.com/kickstarting-start-ups-with-the-uks-only-digital-group-saving-platform-0>

## [Take two minutes to learn more](https://blog.joinstepladder.com/kickstarting-start-ups-with-the-uks-only-digital-group-saving-platform-0)

 by [Bella Percy-Hughes](https://blog.joinstepladder.com/author/bella-percy-hughes) on January 03, 2023

[Read more](https://blog.joinstepladder.com/kickstarting-start-ups-with-the-uks-only-digital-group-saving-platform-0)

- CATEGORIES

[Podcast](https://blog.joinstepladder.com/topic/podcast)  | 1 min read

# Episode 6. ROSCAs

<https://blog.joinstepladder.com/author/matthew-addison> Written by [Matthew Addison](https://blog.joinstepladder.com/author/matthew-addison)

- <https://www.twitter.com/share?url=https%3A%2F%2Fblog.joinstepladder.com%2Fpodcasts%2Fepisode6>
- <http://www.linkedin.com/shareArticle?mini=true&url=https://blog.joinstepladder.com/podcasts/episode6>
- <https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fblog.joinstepladder.com%2Fpodcasts%2Fepisode6>
- <https://plus.google.com/share?url=https%3A%2F%2Fblog.joinstepladder.com%2Fpodcasts%2Fepisode6>

ROSCAs ( Rotating credit and savings association) have been used for many years in multiple countries as a successful peer to peer [**collaborative finance solution**](https://joinstepladder.com/faq/#question-one). These products have had huge traction in Asia and Latin America with high success rates. Our aim at StepLadder is to bring it mainstream.

### Related Categories

[Podcast](https://blog.joinstepladder.com/topic/podcast)

### [Matthew Addison](https://blog.joinstepladder.com/author/matthew-addison)

Matt is the Founder and CEO of StepLadder. He started StepLadder to make a lasting positive impact on UK first-time home buyers and fix a broken system

### You may also like:

<https://blog.joinstepladder.com/podcasts/episode8-0>

[In the News](https://blog.joinstepladder.com/topic/news) [Podcast](https://blog.joinstepladder.com/topic/podcast)

## [StepLadder on Startup Van](https://blog.joinstepladder.com/podcasts/episode8-0)

Want to know how our circles work? Listen to this example out founders gave during their interview with Startup Van.

<https://blog.joinstepladder.com/podcasts/episode8-0>

<https://blog.joinstepladder.com/podcasts/episode1>

[Podcast](https://blog.joinstepladder.com/topic/podcast)

## [Episode 1. Why should I buy?](https://blog.joinstepladder.com/podcasts/episode1)

Rent costs are rising and a large proportion of people’s salaries are now being spent with this cost to the benefit of l...

<https://blog.joinstepladder.com/podcasts/episode1>

<https://blog.joinstepladder.com/podcasts/episode2>

[Podcast](https://blog.joinstepladder.com/topic/podcast)

## [Episode 2. You are not alone](https://blog.joinstepladder.com/podcasts/episode2)

If you’re tired of renting but you’re not sure how to get onto the property ladder we’re here to help. There is this com...

<https://blog.joinstepladder.com/podcasts/episode2>

[![](https://joinstepladder.com/wp-content/uploads/2018/03/twitter-1.png)](https://www.facebook.com/StepLadder-759230444217806/) [![](https://joinstepladder.com/wp-content/uploads/2018/03/linkedin.png)](https://www.linkedin.com/company/stepladder-uk-/) [![](https://joinstepladder.com/wp-content/uploads/2018/03/facebook.png)](https://twitter.com/joinstepladder) [![](https://joinstepladder.com/wp-content/uploads/2019/04/2018_social_media_popular_app_logo_instagram-512.png)](https://www.instagram.com/joinstepladder/)

[info@joinstepladder.com](mailto:info@joinstepladder.com)  
 +44 (0) 333 880 1658

[Home](“https://joinstepladder.com/“) | [FAQ](“https://joinstepladder.com/faq/) | [Contact](“https://joinstepladder.com/contact/) | [Blog |](“https://joinstepladder.com/blog/“)[Apply |](“https://joinstepladder.com/apply/“)[Terms](“https://joinstepladder.com/terms/“) | [Privacy Policy](“https://joinstepladder.com/terms/#privacy) | [Mortgage Calculator](“https://joinstepladder.com/mortgage-calculator/“) |  
[Complaints Procedure](“https://joinstepladder.com/complaints/“) | [Risk](https://www.joinstepladder.com/Risk) |

© 2018 StepLadder Solutions StepLadder is the trading name for Step Ladder Solutions Ltd. registered in the U.K. (1005 2693). All rights reserved. This material is for personal use only.  
 StepLadder Solutions Ltd (firm reference number: 783003) is an appointed representative of More Lending Solutions Limited which is Authorised and regulated by the Financial Conduct Authority (reference number: 702503).  
Business Address: 41 Luke St. London EC2A 4DP Registered Address: 125 Wood Street, London EC2V 7AW.

© 2019 All Rights Reserved